How much income tax will you pay this year?
Straight answers for India, whether you earn a salary, freelance, run a shop or live on a pension. Free, and nothing to sign up for.
What do you want to do?
Browse all 39 toolsFile my return
Pick the right form, check AIS and get your documents ready.
See all 6Pay less tax
Choose the right regime and claim what you're owed.
See all 9Invest and grow
SIPs, FDs, PPF and what your money could become.
See all 13Plan retirement
The corpus you need, pension, EPF and withdrawals.
See all 9Loans and home
EMIs, how much you can borrow, rent and HRA.
See all 4Business and GST
Presumptive tax, advance tax, invoices and GSTINs.
See all 5Stocks and trading
Capital gains, averaging, valuation and position size.
See all 6Everyday money
UPI, IFSC codes, cheques, interest and inflation.
See all 6Tax rules for your situation
- SalariedPick the right regime, check your Form 16 and payslip, and file ITR-1 with confidence.
- FreelancersPresumptive tax under 44ADA, advance tax dates, TDS on your fees and when GST kicks in.
- Small businessPresumptive tax under 44AD, when you need an audit, GST limits and advance tax.
- Investors and tradersCapital gains rates, debt funds, dividends, F&O and crypto, and your portfolio from a CAS.
- RetiredHigher limits for seniors, interest income, TDS on FDs, and when you don't need to file.
- LandlordsHow rent is taxed, the 30% deduction, home-loan interest and which form to use.
Your documents stay yours
Form 16s, salary slips and statements are read in memory and thrown away. Rent receipts and invoices are made on your own device. We never ask for your PAN, and there are no ads or tracking cookies.
Frequently asked questions
- Are FinanceX tools free?
- Yes. Every calculator, the AI Form 16 tax assistant and the UPI utilities are free to use with no signup required. An optional free account lets you save results and track a health score.
- Does FinanceX store my Form 16 or bank statement?
- No. Uploaded documents are read in memory to extract the figures and are never written to our servers — no PDF, no PAN, no raw statement is stored. This is a deliberate privacy-first design.
- Is FinanceX tax and investment advice?
- No. The tools give estimates and educational information to help you understand your money. They are not personalised tax, legal or investment advice — confirm decisions with a qualified professional.