Guides

Old vs new tax regime: which is better for you in FY 2026-27?

How the old and new income tax regimes compare for FY 2026-27, with worked examples and the one situation where the old regime still wins.

How to read your salary slip (and check your TDS)

What every line on an Indian salary slip means, how take-home pay is worked out, why PF can be capped at ₹1,800, and how to tell if your employer is deducting the right tax.

How to download your CAS (Consolidated Account Statement)

Get one free statement listing all your mutual funds, or your demat holdings, and use it to fill in your FinanceX investments automatically.

How to export your bank statement as CSV and see where your money goes

Download a CSV statement from your bank, import it into FinanceX, and get your budget, savings rate and recurring payments. The file itself is never stored.

How to split a large UPI payment into smaller QR codes

Use SplitQR to turn one big payment into several UPI QR codes that each stay under ₹2,000, straight from your phone and without sharing any data.

Which ITR form should I file? ITR-1, 2, 3 and 4 explained (AY 2026-27)

A plain-English guide to choosing between ITR-1, ITR-2, ITR-3 and ITR-4 for FY 2025-26 income, including what changed this year and who must file even with low income.

Section 44ADA: how freelancers and professionals pay tax on 50% of receipts

Who can use presumptive taxation under section 44ADA, the ₹50 lakh and ₹75 lakh limits, a worked example, advance tax, and when to keep books instead.

Advance tax due dates for FY 2026-27, and how to pay

Who has to pay advance tax, the four due dates for FY 2026-27, the single 15 March date for presumptive taxpayers, how interest is charged if you miss one, and how to pay online.

Capital gains tax on mutual funds in India: rates, examples and Schedule 112A

How gains on equity and debt mutual funds are taxed from FY 2025-26, how FIFO and grandfathering work, a worked example, and how to report gains in your ITR.

AIS mismatch? How to check your AIS against your ITR and fix differences

What the Annual Information Statement is, how to download it, the most common reasons it differs from your records, and how to submit feedback before you file.

Rent receipts for HRA: format, landlord PAN and revenue stamp rules

What a rent receipt must show for your HRA claim, when your landlord's PAN is needed, when a revenue stamp is needed, and how to make a year's receipts in a minute.

GST invoice format: what a tax invoice must include (with CGST, SGST and IGST)

The details every GST tax invoice must show, when to charge CGST and SGST or IGST, how many HSN digits you need, and how to number invoices.

Income tax for senior citizens: limits, 80TTB, Form 15H and when not to file

Tax rules for people aged 60 and over in FY 2025-26: exemption limits, pension, the ₹50,000 interest deduction, health insurance, Form 15H, and the section 194P exemption at 75.